Terms of Service

Last Updated: January 7, 2025

Welcome to D74 Technologies INC. By accessing or using our website (d74.io) and services, you agree to be bound by these Terms of Service ("Terms"). Please read them carefully.

1. Acceptance of Terms

By accessing or using the D74 Technologies INC website and services ("Services"), you agree to comply with and be bound by these Terms. If you do not agree to these Terms, please do not use our Services.

2. Description of Services

D74 Technologies INC provides a Risk Decision Intelligence Platform ("rMIND™") designed to transform hidden signals into actionable insights for enterprise risk management and fraud detection. Our Services may include:

• Access to our risk intelligence platform
• Real-time fraud detection and analysis
• Behavioral intelligence tools
• Related software, features, and functionality

3. Eligibility

You must be at least 18 years old and have the legal capacity to enter into contracts to use our Services. By using our Services, you represent and warrant that you meet these requirements.

4. Account Registration

To access certain features of our Services, you may be required to create an account. You agree to:

• Provide accurate, current, and complete information
• Maintain and update your information as needed
• Maintain the security of your account credentials
• Notify us immediately of any unauthorized access
• Accept responsibility for all activities under your account

5. Acceptable Use

You agree not to use our Services to:

• Violate any applicable laws or regulations
• Infringe upon the rights of others
• Transmit harmful or malicious code
• Attempt to gain unauthorized access to our systems
• Interfere with or disrupt the Services
• Use the Services for any illegal or unauthorized purpose
• Reverse engineer or attempt to extract source code
• Use automated systems to access the Services without permission

6. Intellectual Property Rights

6.1 Our Property

All content, features, and functionality of our Services, including but not limited to text, graphics, logos, software, and data, are owned by D74 Technologies and are protected by copyright, trademark, and other intellectual property laws.

6.2 Limited License

Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use our Services for your internal business purposes.

6.3 Trademarks

D74 Technologies™ and rMIND™ are trademarks of D74 Technologies INC. You may not use our trademarks without our prior written permission.

7. Data and Privacy

Your use of our Services is also governed by our Privacy Policy. By using our Services, you consent to the collection, use, and disclosure of your information as described in our Privacy Policy.

8. Payment Terms

If you purchase a subscription or services from us:

• You agree to pay all fees and charges associated with your account
• All fees are non-refundable unless otherwise specified
• We reserve the right to change our pricing with notice
• You authorize us to charge your payment method for all fees

9. Service Modifications and Availability

We reserve the right to:

• Modify, suspend, or discontinue any part of our Services at any time
• Impose limits on certain features or restrict access
• Update or change these Terms

We are not liable for any modification, suspension, or discontinuation of the Services.

10. Disclaimers and Limitations of Liability

10.1 Service "As Is"

OUR SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

10.2 No Guarantee

We do not guarantee that our Services will be uninterrupted, error-free, or completely secure. We are not responsible for any decisions made based on information provided through our Services.

10.3 Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, D74 TECHNOLOGIES INC SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES.

11. Indemnification

You agree to indemnify, defend, and hold harmless D74 Technologies INC and its officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising out of or in any way connected with your access to or use of the Services or your violation of these Terms.

12. Termination

We may terminate or suspend your access to our Services immediately, without prior notice or liability, for any reason, including if you breach these Terms. Upon termination, your right to use the Services will immediately cease.

13. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions. Any disputes arising from these Terms or your use of the Services shall be resolved through binding arbitration, except that either party may seek injunctive relief in court.

14. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.

15. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and D74 Technologies INC regarding the use of our Services and supersede all prior agreements and understandings.

16. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of any changes by posting the new Terms on this page and updating the "Last Updated" date. Your continued use of the Services after any changes constitutes acceptance of the new Terms.

17. Contact Information

If you have any questions about these Terms, please contact us at:

D74 Technologies INC
Email: hello@d74.io
Website: https://d74.io

18. Beta Services

Some features may be offered as beta or preview services. These features are provided "as is" and may contain bugs or errors. We may discontinue beta features at any time without notice.

19. Export Controls

You agree to comply with all applicable export and re-export control laws and regulations in connection with your use of the Services.

20. Force Majeure

We shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including acts of God, war, terrorism, natural disasters, or government actions.